Tag Archives: Las Vegas Home Mortgages

Mortgage applications jump 4.2% on strong buyer demand

Homebuyers jumped back into the market after Labor Day, filing applications for mortgages at a far faster pace than in previous weeks. Total mortgage application volume rose 4.2 percent on a seasonally adjusted basis last week, according to the Mortgage … Continue reading

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Common conditions on a loan approval

One of the most common conditions we see on approval letters is to source-proof large deposits. Many borrowers don’t realize that by depositing large amounts of money into their bank accounts they may be creating more work for themselves when … Continue reading

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Are Commercial Loans Making A Comeback?

After years of tight-fisted banks saying “no” to your requests for commercial loans, it looks like the dam may finally be breaking. Lenders seem to be more willing of late to share some of their liquidity with you, the entrepreneur. … Continue reading

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Jumbo Loans Trends

What do I know about jumbo loans? Apparently the market is fine – although brokers continue to lament the reduced number of lenders offering the product. But frankly, most jumbo borrowers think of the local mortgage company first. Zillow recently published … Continue reading

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Las Vegas Jumbo Loans

Jumbo Loans: Currently any home loan for more than $417,000 is considered a Jumbo Loan in Las Vegas. Also called non-conforming loans, exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits. At Superior Mortgage Lending we … Continue reading

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Las Vegas jobs are coming back

In January, the Nevada Department of Employment, Training and Rehabilitation reported the state unemployment rate dropped to 6.8 percent in December, continuing a steady decline from the recession high of 14 percent in 2010. Recent jobs reports showed the state’s … Continue reading

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Finding a Mortgage Broker

How to Find a Mortgage Broker Often the only factor people consider when choosing a mortgage lender is finding the lowest interest rate. Of course, financial considerations are critical and you certainly should consider the different rates lenders offer on comparable … Continue reading

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The Cost of Tight Credit

It has been a common theme from industry analysts and home sales and construction reports for at least five years; the recovery is being hampered, probably unduly so, by credit standards which are unnecessarily tight.  Volumes have been written about … Continue reading

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Lenders Managed Quick Closings Despite Refi Surge

“The February was the second month in a row that refinancing made up more than half of all mortgage originations.  Ellie Mae’s latest Origination Insight Report said that the refinancing share of originations jumped 8 percent from the January level to … Continue reading

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The Real and the Unreal on Reality TV

When last we checked in with the aggressive trio of brokers on “Million Dollar Listing New York,” the former hand model and soap actor Ryan Serhant was working the deal of his career at a SoHo loft, while the former … Continue reading

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