Tag Archives: 30 Year Mortgage Rates

Common conditions on a loan approval

One of the most common conditions we see on approval letters is to source-proof large deposits. Many borrowers don’t realize that by depositing large amounts of money into their bank accounts they may be creating more work for themselves when … Continue reading

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Don’t Lose Deals By Being Afraid To Think Outside the Box

By now, brokers and borrowers alike are very familiar with the benefits of a 30 year fixed mortgage.  Most of us cling to this structure because we perceive it as safe. It’s what our borrowers have heard about their entire … Continue reading

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Understanding A Mortgage Loan

A mortgage loan is a loan that a bank or lender gives you to help finance the purchase of a house. It is most advantageous to borrow approximately 80% of the value of the house or less. The house you … Continue reading

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The Real and the Unreal on Reality TV

When last we checked in with the aggressive trio of brokers on “Million Dollar Listing New York,” the former hand model and soap actor Ryan Serhant was working the deal of his career at a SoHo loft, while the former … Continue reading

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Mortgage Rates

Mortgage rates may have been feeling the love yesterday, but that now seems to have been a coincidental blip in the longer-term trend.  Rates actually started the day in OK shape.  Most lenders were the same or slightly better than … Continue reading

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How to Get Your Mortgage Loan Paperwork Ready

Mortgage lending qualifications have tightened in a post-recession world—meaning whether you’re applying for a government-backed loan, a qualified mortgage loan or even a jumbo loan, you’ll face more paperwork than ever before. Fail to turn in some of the required documents, … Continue reading

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The 8 Mortgage Mistakes You Can’t Afford to Make

Picking out the perfect home can be a challenging task. But that’s only the first step. You still need to be an attractive loan candidate, navigate the mortgage process and plan well for the future. Since all that can get a little tricky, … Continue reading

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