Tag Archives: Buying a Home

Real estate market in Las Vegas rising from the grave

Left for dead during the recession, the Las Vegas real estate market has come back to life over the past few years. Buyers are picking up new and used properties. Homeowners are getting above water. Developers are building apartment complexes. … Continue reading

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Mortgage applications jump 4.2% on strong buyer demand

Homebuyers jumped back into the market after Labor Day, filing applications for mortgages at a far faster pace than in previous weeks. Total mortgage application volume rose 4.2 percent on a seasonally adjusted basis last week, according to the Mortgage … Continue reading

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Common conditions on a loan approval

One of the most common conditions we see on approval letters is to source-proof large deposits. Many borrowers don’t realize that by depositing large amounts of money into their bank accounts they may be creating more work for themselves when … Continue reading

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TURN HOME EQUITY INTO CASH!

“CASH OUT” & RATE-AND-TERM REFINANCES Refinances can be broadly-categorized as one of two types — Rate-and-Term, and Cash-Out. When mortgage rates drop, there’s not a homeowner in the country who wants to miss the opportunity to improve their financial circumstance. Maybe … Continue reading

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Las Vegas jobs are coming back

In January, the Nevada Department of Employment, Training and Rehabilitation reported the state unemployment rate dropped to 6.8 percent in December, continuing a steady decline from the recession high of 14 percent in 2010. Recent jobs reports showed the state’s … Continue reading

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Understanding A Mortgage Loan

A mortgage loan is a loan that a bank or lender gives you to help finance the purchase of a house. It is most advantageous to borrow approximately 80% of the value of the house or less. The house you … Continue reading

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Finding a Mortgage Broker

How to Find a Mortgage Broker Often the only factor people consider when choosing a mortgage lender is finding the lowest interest rate. Of course, financial considerations are critical and you certainly should consider the different rates lenders offer on comparable … Continue reading

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The Real and the Unreal on Reality TV

When last we checked in with the aggressive trio of brokers on “Million Dollar Listing New York,” the former hand model and soap actor Ryan Serhant was working the deal of his career at a SoHo loft, while the former … Continue reading

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How to Get Your Mortgage Loan Paperwork Ready

Mortgage lending qualifications have tightened in a post-recession world—meaning whether you’re applying for a government-backed loan, a qualified mortgage loan or even a jumbo loan, you’ll face more paperwork than ever before. Fail to turn in some of the required documents, … Continue reading

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Stabilization Is a Welcome Change for Las Vegas Real Estate Market

Seven years after the bubble burst, stability may be the new normal for Las Vegas — a long-awaited respite after several months of tremendous growth. According to the Heidi Kasama, the president of the Greater Las Vegas Association of Realtors, … Continue reading

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