Tag Archives: Buying a Home

Non-QM and Digital Products; Global Events Driving our Capital Markets

Posted on May 30, 2018 by

Plenty of people I know agree with the this Forbes article titled, “We Have Learned Nothing From The Mortgage Market Meltdown.” Builders are reducing labor costs by using premanufactured products that also require low maintenance. And what’s not to like about taking … Continue reading →

Posted in 15 Year Mortgage Rates, 30 Year Mortgage Rates, Best Mortgage Brokers in Las Vegas, Commercial Real Estate Lending, Commerical Loans, Conventional Loans, Current Rates, energy savings, FHA Mortgage, FHA Purchase, FHA Streamline Refinance, Find The Best Mortgage Lenders, first time home buyers, Government Loans, Hiring Loan Originators, Home Buyers Las Vegas, home loans california, home loans las vegas, Home Refinance, Jumbo Loans, Las Vegas Mortgage Broker | Tagged , , , , , , , , , , , , , , , | Leave a comment

How Homeownership Affects Household Wealth

Posted on March 26, 2018 by

It is conventional wisdom that homeownership is key to household wealth, and the National Association of Home Builders makes a convincing argument for that theory in its Eye on Housing blog.  Jing Fu used data from the Federal Reserve’s 2016 Survey of Consumer … Continue reading →

Posted in Best Mortgage Brokers in Las Vegas, Conventional Loans, Current Rates, home loans california, home loans las vegas, Home Mortgage, Home Refinance, Jumbo Loans, Las Vegas Home Mortgages, Las Vegas Mortgage Broker, Loan Programs, mortgage broker in las vegas, Mortgage Refinance California, Mortgage Refinance Nevada, VA Loans, VA Loans Las Vegas | Tagged , , , , , , | Leave a comment

Consumers: On-Line Mortgage Info Convenient, not Trustworthy

Posted on October 23, 2017 by

While it sometimes seems as though Americans live online, there is still apparently one area where they still value human contact. A recent survey conducted by Fannie Mae found borrowers continue to put a lot of trust in their real estate … Continue reading →

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Real estate market in Las Vegas rising from the grave

Posted on April 27, 2017 by

Left for dead during the recession, the Las Vegas real estate market has come back to life over the past few years. Buyers are picking up new and used properties. Homeowners are getting above water. Developers are building apartment complexes. … Continue reading →

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Mortgage applications jump 4.2% on strong buyer demand

Posted on September 14, 2016 by

Homebuyers jumped back into the market after Labor Day, filing applications for mortgages at a far faster pace than in previous weeks. Total mortgage application volume rose 4.2 percent on a seasonally adjusted basis last week, according to the Mortgage … Continue reading →

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Common conditions on a loan approval

Posted on August 4, 2016 by

One of the most common conditions we see on approval letters is to source-proof large deposits. Many borrowers don’t realize that by depositing large amounts of money into their bank accounts they may be creating more work for themselves when … Continue reading →

Posted in 15 Year Mortgage Rates, 30 Year Mortgage Rates, Commercial Real Estate Lending, Commerical Loans, Conventional Loans, Current Rates, energy savings, FHA Mortgage, FHA Purchase, FHA Streamline Refinance, Government Loans, Home Mortgage, Home Refinance, Jumbo Loans, Las Vegas Home Mortgages, Las Vegas Mortgage Broker, Las Vegas Mortgage Company, Las Vegas Mortgage Lender, Loan Programs, mortgage broker in las vegas, Mortgage Interest, mortgage loans, Mortgage Refinance Arizona, Mortgage Refinance Nevada, real estate las vegas, refinance loans, VA Loans, VA Loans Las Vegas | Tagged , , , , , , , , , , , , , , | Leave a comment

TURN HOME EQUITY INTO CASH!

Posted on August 14, 2015 by

“CASH OUT” & RATE-AND-TERM REFINANCES Refinances can be broadly-categorized as one of two types — Rate-and-Term, and Cash-Out. When mortgage rates drop, there’s not a homeowner in the country who wants to miss the opportunity to improve their financial circumstance. Maybe … Continue reading →

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Las Vegas jobs are coming back

Posted on June 11, 2015 by

In January, the Nevada Department of Employment, Training and Rehabilitation reported the state unemployment rate dropped to 6.8 percent in December, continuing a steady decline from the recession high of 14 percent in 2010. Recent jobs reports showed the state’s … Continue reading →

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Understanding A Mortgage Loan

Posted on June 8, 2015 by

A mortgage loan is a loan that a bank or lender gives you to help finance the purchase of a house. It is most advantageous to borrow approximately 80% of the value of the house or less. The house you … Continue reading →

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Finding a Mortgage Broker

Posted on April 8, 2015 by

How to Find a Mortgage Broker Often the only factor people consider when choosing a mortgage lender is finding the lowest interest rate. Of course, financial considerations are critical and you certainly should consider the different rates lenders offer on comparable … Continue reading →

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